Build tomorrow's income with greater confidence.
Retirement planning is about preparing for life after regular employment income. Explore retirement-focused insurance solutions and discuss the options that may fit your long-term financial goals.
Serving customers across India
Plan for the years ahead
Explore annuity and pension-oriented options included in the retirement product information supplied for Maa Bhagwati Fintech.
A retirement plan should match the life you want to live.
Retirement planning can involve building a corpus, creating an income stream, considering protection needs and deciding when and how you want retirement income to begin.
Maa Bhagwati Fintech helps customers understand retirement-focused insurance options and the product features relevant to their requirements. The right choice depends on factors such as age, financial goals, existing savings, desired retirement income and applicable policy terms.
Our approach is to start with your requirement and then explain relevant options clearly, rather than treating every customer's retirement needs in the same way.
Options for different retirement goals.
These products and features are based on the retirement product information supplied for Maa Bhagwati Fintech. Benefits, eligibility and availability are subject to applicable policy terms and conditions.
Tata AIA Shubh Flexi Pension Plan
An annuity-oriented option with flexibility around guaranteed and variable annuity components.
- Choose your own mix of guaranteed and variable annuity.
- Option to start annuity immediately or defer it up to PPT + 20 years.
- Variable annuity linked to an index for potential upside.
- Flexible Return of Purchase Price option.
- Monthly, quarterly, half-yearly or yearly payout choices, subject to product terms.
- Tax benefits as per applicable tax laws.
Tata AIA Life Insurance Fortune Guarantee Pension
A pension-oriented option with multiple annuity choices and payment flexibility.
- Multiple annuity options.
- Limited Pay and Regular Pay options.
- High purchase price benefit, subject to applicable terms.
- Option to increase annuity through Top-up premiums.
- Tax benefits as per applicable tax laws.
Tata AIA Life Insurance Saral Pension
An annuity option offering single or joint life structures and return-of-purchase-price choices.
- Flexibility to choose annuity options.
- Life Annuity with Return of 100% of Purchase Price.
- Joint Life Last Survivor Annuity with Return of 100% of Purchase Price on death of the last survivor.
- Single or Joint Life annuity choice.
- Flexible annuity payout mode.
Tata AIA Life Insurance Smart Annuity Plan
A flexible annuity option with immediate, deferred and return-of-purchase-price structures.
- Immediate Life Annuity option.
- Immediate Life Annuity with Return of Purchase Price.
- Deferred Life Annuity with Return of Purchase Price.
- Single or Joint Life annuity choice.
- Flexible annuity payout mode.
- Top-up option to enhance annuity payout.
Tata AIA Fortune Guarantee Retirement Ready
A retirement-focused option with plan choices, additions and applicable investment flexibility.
- Choice of My Pension, Partner Pension and Partner Pension Plus plan options.
- Guaranteed Additions of 6% of sum assured on vesting, as stated in the supplied information.
- Lump sum addition applicable at vesting.
- Special discounts for eligible women, transgender customers and Super Youth, as applicable.
Tata AIA Premier Pension Secure
A retirement-oriented option with market-linked features and flexible contribution and withdrawal choices.
- Smart Pension Secure and Smart Pension Secure Plus plan options.
- Market-linked returns with financial protection, subject to applicable terms.
- Zero Premium Allocation charges, as stated in the supplied information.
- Loyalty Additions and maturity boosters.
- Multiple funds and investment strategies.
- Single, Limited and Regular premium payment options.
- Partial withdrawal option and flexibility to postpone vesting date.
- Tax benefits as per applicable tax laws.
Important: Product features above are simplified from the supplied product information and do not replace the applicable policy document, benefit illustration or official product terms. Eligibility, benefits, exclusions, charges, taxation and availability may vary.
What does retirement planning involve?
Building a retirement corpus
Planning how much money may be required for post-retirement goals and how you may build that corpus over time.
Creating retirement income
Annuity-based solutions can provide structured income according to the option and terms selected.
Planning for uncertainty
Retirement planning can also consider family protection, inflation, longevity and changing financial needs.
Frequently asked questions
Let's plan the years ahead.
Tell Maa Bhagwati Fintech about your retirement goals and discuss the retirement-focused options relevant to your requirements.
Disclaimer: The information on this page is for general informational purposes. Product features, benefits, eligibility, exclusions, charges, taxation and availability are subject to applicable policy terms and conditions. Please review the relevant policy document and benefit illustration and consult the applicable insurance advisor before making a decision.