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Protection Solutions

Protect the people who matter most.

Explore life protection solutions designed to help support your family's financial security if life takes an unexpected turn, with guidance available for customers across India.

Family Financial Security

Protection starts with understanding your responsibilities.

Protection Solutions focus on life cover, family security and flexibility around benefits, premium payment and coverage options. The right choice depends on your age, income, family responsibilities and applicable policy terms.

01

Tata AIA Sampoorna Raksha Promise

  • Choice of four Death Benefit options
  • Whole of life cover available
  • Acceleration of 50% of base sum assured on diagnosis of terminal illness
  • Inbuilt waiver of premium on terminal illness
  • Joint life option for spouse
  • Option to increase cover during the policy term
  • Death benefit as lump sum and/or instalments
  • FlexiPay Benefit to defer premiums, subject to terms
  • Instant payout on claim intimation, subject to terms
  • 15% lower premium for eligible female lives
  • Health Buddy wellness benefits
  • Family Plan option to transfer legacy sum assured to a child
02

Tata AIA Sampoorna Raksha Promise POS

  • Choice of four Death Benefit options
  • Whole of life cover available
  • Acceleration of 50% of base sum assured on terminal illness
  • Inbuilt waiver of premium on terminal illness
  • Joint life option for spouse
  • Option to increase cover during the policy term
  • Death benefit as lump sum and/or instalments
  • FlexiPay Benefit to defer premiums, subject to terms
  • Instant payout on claim intimation, subject to terms
  • 15% lower premium for eligible female lives
  • Health Buddy wellness benefits
  • Family Plan option to transfer legacy sum assured to a child
03

Tata AIA Shubh Family Protect

  • Choice of four Death Benefit options
  • Whole of life cover available
  • Acceleration of 50% of base sum assured on terminal illness
  • Inbuilt waiver of premium on terminal illness
  • Joint life option for spouse
  • Option to increase cover during the policy term
  • Death benefit as lump sum and/or instalments
  • FlexiPay Benefit to defer premiums, subject to terms
  • Instant payout on claim intimation, subject to terms
  • 15% lower premium for eligible female lives
  • Health Buddy wellness benefits
  • Family Plan option to transfer legacy sum assured to a child
04

Tata AIA Shubh Rakshak

  • Choice of four Death Benefit options
  • Whole of life cover available
  • Acceleration of 50% of base sum assured on terminal illness
  • Inbuilt waiver of premium on terminal illness
  • Joint life option for spouse
  • Option to increase cover during the policy term
  • Death benefit as lump sum and/or instalments
  • FlexiPay Benefit to defer premiums, subject to terms
  • Instant payout on claim intimation, subject to terms
  • 15% lower premium for eligible female lives
  • Health Buddy wellness benefits
  • Family Plan option to transfer legacy sum assured to a child
05

Tata AIA Maha Raksha Supreme Select

  • Whole of life cover available
  • Acceleration of 50% of base sum assured on terminal illness
  • Inbuilt waiver of premium on terminal illness
  • Life Stage Option to increase cover at important milestones
  • 15% lower premium for eligible female lives
  • Health Buddy wellness benefits
  • Tax benefits as per applicable laws
06

Tata AIA Shubh Shakti Select

  • Whole of life cover available
  • Acceleration of 50% of base sum assured on terminal illness
  • Inbuilt waiver of premium on terminal illness
  • Life Stage Option to increase cover at important milestones
  • 15% lower premium for eligible female lives
  • Health Buddy wellness benefits
  • Tax benefits as per applicable laws
07

Tata AIA Shubh Rakshak Select

  • Whole of life cover available
  • Acceleration of 50% of base sum assured on terminal illness
  • Inbuilt waiver of premium on terminal illness
  • Life Stage Option to increase cover at important milestones
  • 15% lower premium for eligible female lives
  • Health Buddy wellness benefits
  • Tax benefits as per applicable laws
08

Tata AIA Life Insurance Saral Jeevan Bima

  • Simple and affordable pure protection plan
  • Choice of policy term and premium paying term
  • Lower premium rate for eligible female lives
  • Optional riders to enhance protection
  • Tax benefits as per applicable laws
Simple Process

Understand your protection needs first.

Choosing life protection should begin with your family's responsibilities and financial goals, not with a product alone.

01 — Review your responsibilities

Consider your income, dependants, liabilities and long-term family goals.

02 — Understand available options

Compare cover, benefit choices, premium terms and applicable policy conditions.

03 — Decide with clarity

Proceed only after understanding eligibility, exclusions, charges and the policy wording.

Frequently Asked Questions

Protection Solutions — FAQs

What are Protection Solutions?

Protection Solutions are life insurance options designed to help provide financial support to your family if the insured person dies or experiences certain covered events, depending on the policy terms.

Why is life insurance important?

Life insurance can help provide financial support for dependants, outstanding liabilities and future family goals, depending on the amount of cover and applicable policy terms.

Can I increase my life cover later?

Some products provide options to increase cover during the policy term or at certain life milestones. Availability depends on the specific product and its conditions.

Can I choose how the death benefit is paid?

Some products allow the death benefit to be received as a lump sum and/or in instalments. The available payout options depend on the selected policy.

Does Maa Bhagwati Fintech serve customers across India?

Yes. Maa Bhagwati Fintech is positioned to provide guidance to customers across India through phone, WhatsApp and online enquiries.

Give your family a stronger financial safety net.

Speak with Maa Bhagwati Fintech to understand Protection Solutions and discuss options that may suit your family's financial responsibilities.

Talk to an Advisor
Insurance products are subject to applicable terms, conditions, exclusions, eligibility and underwriting requirements.