Protecting Families with the Right Insurance Plan, Right from the Start
Maa Bhagwati Fintech is an insurance advisory firm associated with Tata AIA, helping families across India choose the right life insurance, health insurance, term plans, and savings plans — with honest advice, not pushy sales.
Why Families Across India Trust TATA AIA
Choosing insurance can feel confusing — too many plans, too much jargon, and advisors who only want to sell you something. Maa Bhagwati Fintech takes a different approach. Based in Bettiah, West Champaran, Bihar, and serving clients across India, we sit down with every family, understand their real needs, and recommend a plan that actually fits their life — not just our targets.
As an advisory firm associated with Tata AIA, one of India's most trusted life insurance providers, we combine a reputed brand with personal, local-level service.
What Makes Us Different
- Honest, needs-based advice — not commission-driven selling
- Easy explanations in simple language, no confusing insurance jargon
- Support for the entire policy journey — from buying to claims
- Service available across India, not just Bihar
- Backed by Tata AIA’s strong claim settlement track record
Our Insurance Services
Life Insurance
Life insurance is the foundation of family financial security. We help you choose a plan that protects your loved ones financially if something happens to you, while also helping you build long-term wealth.
Term Insurance
Term insurance is the most affordable way to get a large life cover. If you’re searching for a term insurance consultant in India, we help you compare coverage amounts, premiums, and add-on riders to find the right fit for your budget and goals.
Health Insurance
Medical costs in India are rising fast. A good health insurance plan protects your savings from sudden hospital bills. We help you pick coverage that suits your family size, age, and health history.
Child Plans
Child plans help you systematically save for your child’s education and future milestones, combining insurance protection with disciplined investment.
Retirement Plans
Plan today for a financially independent tomorrow. Our retirement plans are designed to give you a steady income after your working years end.
Savings Plans
For families who want guaranteed returns along with life cover, our savings plans offer a safe way to grow money for future goals — weddings, homes, or education.
Wealth Creation Plans
For those looking to grow wealth over the long term while staying protected, we help you explore market-linked and traditional plans aligned with your risk appetite.
How It Works — Get Insured in 3 Simple Steps
Talk to Us — Call, WhatsApp, or fill our quick form. We understand your needs, family situation, and budget.
Get a Personalised Plan — We compare suitable Tata AIA plans and explain them in simple terms, with no pressure.
Get Covered & Supported — We help with documentation, application, and stay with you for claims and renewals too.
Frequently Asked Questions
What is term insurance?
Term insurance is a type of life insurance that provides a large financial cover for a fixed period at a low premium. If the policyholder passes away during this period, the family receives the sum assured. It does not offer maturity benefits if the policyholder survives the term, which is why it is the most affordable form of life cover.
Why is life insurance important?
Life insurance is important because it ensures your family’s financial needs — daily expenses, loan repayments, children’s education, and future goals — are taken care of even if you’re not around to provide for them. It acts as a financial safety net during the most difficult time.
Which health insurance plan is best?
The best health insurance plan depends on your age, family size, city of residence, existing health conditions, and budget. A good plan should offer adequate sum insured, cashless hospital network, and minimal exclusions. An advisor can help match a plan to your specific situation rather than a generic recommendation.
How much insurance coverage do I need?
A common guideline is having life cover worth 10-15 times your annual income, though the right amount depends on your debts, dependents, and future financial goals like children’s education or retirement. A personalised needs analysis gives a more accurate figure.
Can I buy insurance online?
Yes, insurance can be bought online, but choosing the right plan, sum assured, and riders requires understanding your personal financial situation. Working with an advisor ensures you don’t end up under-insured or over-paying for unnecessary features.
Why should I work with an insurance advisor?
An insurance advisor helps you understand complex policy terms, compares plans suited to your needs, assists with paperwork, and provides ongoing support — especially during claims, which is when expert guidance matters most.
Ready to Secure Your Family's Future?
Don’t wait for the “right time” — the right time is when you’re healthy and premiums are lowest. Talk to a Maa Bhagwati Fintech advisor today for a free, no-obligation consultation.